Cigna + Oscar makes underwriting easier than ever with updated guidelines.

Guidelines for Enrolling a Group:*

  • Flexible payroll requirements for startups
  • No DE9C needed for 3+ enrolled
  • Only 1 enrolling employee must live within the Cigna + Oscar service area
  • Can offer 4 unique plan designs
  • Best slicing rules in state: 3 employees must enroll with Cigna + Oscar (only 1 must be in our CA service area)

*List not fully inclusive of every guideline in California. Check complete Underwriting Guidelines for further details.