Guardian Offers Critical Illness to Small Businesses

Selling Critical Illness to small businesses just got easier. Guardian now offers a $10,000 guarantee issue on groups down to 10 eligible lives. Offer your clients a way to help cover expenses that their medical coverage won’t – with no health questions asked.

In addition, Guardian’s guaranteed issue benefit will provide:

  • Simplified benefit administration platform set up
  • No EOI for initial enrollment which means payroll deductions will be set up timely and accurately
  • Streamlined enrollment to help increase participation

Critical Illness insurance is designed to help give your clients a way to offset expenses that may not be covered by medical insurance in the event of a big health emergency, such as a heart attack, stroke or cancer. It provides a lump sum payment to help ease the strain on their finances and allow recovery to be their focus.*

Contact your RBG representative for more information. Or, visit

*Lump sum payments, wellness benefits and hospitalization benefits are optional plan choices determined by your employer. Guardian’s Critical Illness Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage. This policy provides limited benefits health insurance only. It does not provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. Policy Form # GP-1-CI-14, GP-1-LAH-12R