- Medical: Q4 2020 small business rates will have a 0.7% increase for PPO and EnhancedCare PPO plans, and a 2.7% decrease for HMO and HSP plans. 2 Plan designs are the same as Q1 2020.
- Vision, dental: No rate or plan changes at this time.
- Life: No rate or plan changes at this time.
- Optional chiro: No rate or plan changes at this time.
These rates can be released immediately. However, you must include a disclaimer: “Rates quoted are pending completion of regulatory review.”
Q4 initial rates release:
Click on the links below to view and download Q4 2020 rates and medical, vision and dental benefits for ACA compliant plan policies, dental and vision effective 10/1/2020-12/31/2020.1
- Q4 2020 underwriting guidelines
- Enhanced Choice A Underwriting Guidelines
- Enhanced Choice B Underwriting Guidelines
- Life Underwriting Guidelines
- Dental and Vision Adult Buy-Up Underwriting Guidelines
- Q4 2020 Standard Rate Guide, showcasing the initial Q4 2020 rates release.
- Check out the Top Reasons to enroll, or stay, with Health Net! Sell HMO With 6 Program, and the WholeCare Network.
- 2020 Small Group Solutions Portfolio delivers plan choices and services that satisfy – making it attractive to your clients and easy for you to sell. Download the informative portfolio book to learn how.
$50 per member bonus for every new Small Business Group (SBG) sale you make with effective dates from July 1, 2020, through September 1, 2020. Click here for details (add link to flyer).
1 Please call your Account Manager for Grandfathered rates at 800-447-8812, option 2.
2 The above rates represent statewide averages. Actual plan rates vary by rating region.
Percentages shown compare Q4 2020 rates to Q3 2020 rates.