Rates Summary:

  • Medical: Q4 2020 small business rates will have a 0.7% increase for PPO and EnhancedCare PPO plans, and a 2.7% decrease for HMO and HSP plans. 2 Plan designs are the same as Q1 2020.
  • Vision, dental: No rate or plan changes at this time.
  • Life: No rate or plan changes at this time.
  • Optional chiro: No rate or plan changes at this time.

These rates can be released immediately. However, you must include a disclaimer: “Rates quoted are pending completion of regulatory review.”

Q4 initial rates release:

Click on the links below to view and download Q4 2020 rates and medical, vision and dental benefits for ACA compliant plan policies, dental and vision effective 10/1/2020-12/31/2020.1

Q4 2020 medical rates (new business and renewing)

2020 dental rates

2020 vision rates

2020 medical portfolio

2020 vision portfolio

2020 dental portfolio


Agent Bonus:

$50 per member bonus for every new Small Business Group (SBG) sale you make with effective dates from July 1, 2020, through September 1, 2020. Click here for details (add link to flyer).

1 Please call your Account Manager for Grandfathered rates at 800-447-8812, option 2.

2 The above rates represent statewide averages. Actual plan rates vary by rating region.

Percentages shown compare Q4 2020 rates to Q3 2020 rates.