Did you know Guardian offers supplemental benefits?

Guardian offers comprehensive supplemental health options – Accident, Cancer, Critical Illness and Hospital Indemnity. Benefits are paid directly to the employee, and can be used for any purpose, such as meeting everyday expenses, medical or non-medical.

  • Guardian Supplemental Lines are available for groups starting at 2 lives.
  • Group rates that discount favorable demographics.
  • Single bill for all voluntary and core coverages.
  • You can access Guardian’s team of dedicated enrollment specialists that can help you and the employer create an optimal, needs-based enrollment strategy
  • Broker commissions are flexible – you can request flat level commissions or front-loaded commissions.
  • Each benefit counts as a separate line for Special Producer Compensation Qualification.

Employee Assistance Program Options through Guardian

  • Groups that offer 3 or more qualifying lines of coverage receive the Guardian WorkLifeMatters Employee Assistance Program (EAP) administered by Integrated Behavioral Health (IBH) at no charge.
  • Groups that have 1 or more lines with Guardian, but do not qualify for WorkLIfeMatters, can purchase an EAP program through IBH at $1.75 PEPM.
  • Groups that do not offer any Guardian lines of coverage can purchase a standalone EAP through IBH for $2.50 PEPM.

Contact your RBG Team with questions and quote requests for Guardian options