UnitedHealthcare Underwriting Guideline Change

UnitedHealthcare UW Guideline Update for Groups with Only the Owner Enrolling

Groups with at least one common-law employee: Effective 2-1-2018, UHC will no longer write groups that have only the Owner enrolling while their common-law employee(s) are waiving coverage. These groups are now required to have at least one eligible enrolling common-law employee (non-spouse).

Owner-Only groups: UHC will continue to write small groups comprised of only owners if the group is a C-Corp, S-Corp or LLC with at least two owners (non-spouses), and have at least one enrolling owner actively working the minimum required hours.

Your RBG Team is ready to assist you with your underwriting questions.