IRS Established 2019 HSA Guidelines

Below is an overview of the IRS inflation adjusted HSA dollar limits for calendar year 2019 as published in Revenue Procedure 2018-30.

Minimum HSA Qualified Health Plan Deductibles for 2019 (no change from 2018):

  • Self-Only Coverage: $1,350
  • Family Coverage: $2,700 (includes embedded individual deductible on a family coverage plan)

Maximum HSA Qualified Health Plan Out-of-Pocket Limits for 2019:

  • Self-Only Coverage: $6,750 (increased from $6,650 in 2018)
  • Family Coverage: $13,500 (increased from $13,300 in 2018)
  • Out-of-Pocket limits include deductibles, coinsurance and copayment amounts, and excludes premiums

IRS HSA Contribution Limits for 2019:

  • Self-Only Coverage: $3,500 (increased from $3,450 in 2018)
  • Family Coverage: $7,000 (increased from $6,900 in 2018)
  • Catch Up Contributions (for individuals age 55+ until enrolled in Medicare): $1,000 (no changfrom 2018)

For additional information see the RBG HSA Indexed Amounts 2017-2019 Chart